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The very best way to manage debt is to be debt-free, yet that is easier said than done in today's economy. However, when it comes to paying for your college education, acquiring debt or student loans to afford the tuition cannot be avoided for many students. In planning for the successful repayment of your student loan many things must be taken into consideration. To get ahead of the game you should plan to repay the loan before you sign the first promissory note. In a perfect world this might be the case, quite the contrary most student do not consider repayment until after they have graduated from college and land their first job. Here are some suggested tips to help you make plans to deal with your student loans effectively to ensure repayment success. Tip #1: You Do the Leg Work All loans are not equally created. Some loans offer repayment incentives while you are still attending college; this bonus in some cases can be extended even after you have graduated. O